Vista is managed by an experienced team of construction, financial, insurance and specialty surety professionals. A brief summary of our management team is as follows:

James Bell James (Jim) R. BellVice President
Jim Bell is Vice President of Vista Surety Insurance Solutions, an AmTrust Surety company. Jim has extensive experience in all facets of surety related matters, with an emphasis on contract surety. He has both agency and company experience. He has served on the Contract Committee for the Surety and Fidelity Association of America (SFAA) and the Associated General Contractors (AGC) Bond committee. Jim has conducted various seminars and workshops, educating regulators, producers and surety company personnel on the value of surety bonds and the underwriting process.

With his broad background holding senior management positions for large national carriers in specialty and standard surety divisions, Jim and the Vista team are well prepared to provide excellent service to our surety producers.


Harry Crowell Harry CrowellChairman
As a homebuilder and insurance industry veteran, Harry founded Developers Insurance Company (DICO) with a dozen other Building Industry Association members in 1979.  The company was founded from a need to provide hard-to-get subdivision bonds to developers.  In 1984, DICO purchased Insco Insurance Services, Inc. and Indemnity Company of California to ultimately form The Insco Dico Group.

Through a series of transitions, Harry became the sole owner of The Insco Dico Group in 1989, and acquired State Surety Company in 1995, which was then renamed Developers Surety and Indemnity Company.

Insco formed a Property Casualty division in 2009 to work for people and companies in the construction industry. Builders Insurance Services

Vista Surety Insurance Solutions was established as a related entity in 2011 to assist clients with obtaining surety credit.

Over the past 33 years and prior to the acquisition by AmTrust, The Insco Dico Group of companies has expanded into a nationally recognized Surety Company under the direction of Harry and his dynamic management team.  Harry sets a standard of excellence for The Insco Dico Group by contributing his time and expertise to several building and insurance industry associations.  As a member of the National Association of Home Builders (NAHB), Building Industry Association of Southern California (BIASC), National Association of Surety Bond Producers (NASBP), Surety and Fidelity Association of America (SFAA) and Associated General Contractors (AGC)

Harry attributes the company's continuous growth to its dedicated staff of qualified people and the strong relationships that have been built with re-insurers, customers and producers. Future goals for Harry and the company include continuing coverage in all 50 states, and education of principals and obligees for increasing quality use of surety products.


Sam Zaza Sam ZazaPresident
Sam joined The Insco Dico Group (now AmTrust Surety) in 2000 as Controller, and he assumed the role of Chief Financial Officer in 2002.  Prior to joining the company, Sam worked for 12 years as Treasurer at The Centris Group, Inc. where he was responsible for Statutory and GAAP accounting and reporting.

With over 20 years in the industry, Sam brings extensive experience in business, all facets of insurance accounting, reinsurance modeling, financial compliance, and building and leading our Finance and Accounting Departments.  Sam joined our Board of Directors in 2006.